Effective Date: June 4, 2026
1. General Provisions
This Anti-Money Laundering and Counter-Terrorist Financing Policy (AML/CTF) and Know Your Customer Policy (KYC) governs the operation of Pro.Deponat.net (hereinafter referred to as the "Service").
The purpose of this Policy is to prevent the Service from being used for money laundering, terrorist financing, fraud, sanctions evasion, and any other illegal activities.
The Service follows internationally recognized AML/CTF standards, FATF recommendations, and applies a risk-based approach to customer verification and transaction monitoring.
2. Definitions
AML (Anti-Money Laundering) – measures aimed at preventing money laundering and the legalization of criminal proceeds.
CTF (Counter-Terrorist Financing) – measures aimed at preventing the financing of terrorism.
KYC (Know Your Customer) – procedures for identifying and verifying customers.
KYT (Know Your Transaction) – monitoring and analysis of transactions.
PEP (Politically Exposed Person) – an individual who holds or has held a prominent public position.
Source of Funds (SoF) – documentation confirming the origin of funds used in a transaction.
3. Customer Identification (KYC)
The Service reserves the right to request customer verification in the following situations:
Detection of suspicious activity;
High-risk transactions;
Funds originating from potentially suspicious sources;
Signs of sanctions evasion;
Large transaction volumes;
Requests from payment providers, partners, or competent authorities.
To complete the verification process, the Service may request:
Passport or national ID card;
Driver's license;
Selfie with the identification document;
Proof of address;
Proof of source of funds;
Additional documentation at the discretion of the Compliance Department.
4. Transaction Monitoring (KYT)
All cryptocurrency transactions may be subject to AML screening using blockchain analytics and risk assessment tools.
The Service may analyze:
Sender wallet addresses;
Recipient wallet addresses;
Source of funds;
Transaction history;
Connections to sanctioned entities;
Darknet marketplace exposure;
Fraud-related activities;
Links to mixers, gambling platforms, or other high-risk services.
5. Grounds for Transaction Suspension
The Service may temporarily suspend or delay a transaction in the following cases:
Elevated AML risk score;
Inconsistencies in customer information;
Refusal to complete KYC procedures;
Requests from regulatory or law enforcement authorities;
Suspected fraudulent activity;
Suspected terrorist financing;
Violations of applicable sanctions regulations.
During the review process, funds may be temporarily held until the investigation is completed.
6. Sanctions Compliance
The Service does not provide services to individuals, entities, or organizations that are:
Listed on international sanctions lists;
Associated with sanctioned persons or entities;
Located in jurisdictions subject to international sanctions or restrictions;
Engaged in activities prohibited under applicable sanctions laws.
The Service reserves the right to refuse or terminate services to any customer whose activity may violate sanctions regulations.
7. Refund Policy
If a customer refuses to complete the required KYC procedure or fails to provide requested information within a reasonable timeframe, the Service may reject the transaction.
Refunds, where applicable, may only be processed after completion of the compliance review and will generally be returned to the original source wallet.
Network fees, transaction fees, and administrative expenses may be deducted from the refunded amount.
8. Data Protection
The Service is committed to protecting customer information and maintaining appropriate security measures to safeguard collected data.
Personal information obtained during AML/KYC procedures is accessible only to authorized personnel responsible for compliance and risk management functions.
9. Amendments to the Policy
The Service reserves the right to modify this Policy at any time without prior notice.
The latest version of the Policy will always be available on the official website of Pro.Deponat.net.
10. Contact Information
For questions regarding AML/CTF compliance, KYC verification, or transaction reviews, users may contact the Service through the contact details provided on the website.
By using Pro.Deponat.net, the user acknowledges that they have read, understood, and agreed to this AML/CTF and KYC Policy.
Full list of prohibited jurisdictions:
Afghanistan
American Samoa
US Virgin Islands
Territory of Guam
Iran
Yemen
Libya
State of Palestine
Puerto Rico
Somalia
Democratic People's Republic of Korea (DPRK)
Northern Mariana Islands
USA
Republic of Sudan
Transnistria
Temporarily occupied territories of Georgia
Turkish Republic of Northern Cyprus
Western Sahara
Federal Republic of Ambazonia
Kosovo
South Sudan
Canada
United Kingdom (UK)
Nicaragua
Trinidad and Tobago
Venezuela
Myanmar
Singapore
South Korea
Japan
Australia
Austria
Belgium
Bulgaria
Croatia
Czech Republic
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Ireland
Italy
Iceland
Latvia
Lithuania
Luxembourg
Malta
Netherlands
Norway
Poland
Portugal
Russian Federation
Romania
Slovakia
Slovenia
Spain
Sweden
Switzerland
China
We do not accept clients from disputed territories, including:
Donetsk People's Republic (DPR) / Luhansk People's Republic (LPR)
Transnistrian Moldavian Republic
Nagorno-Karabakh Republic
Republic of Abkhazia
Republic of Somaliland
Republic of South Ossetia
Turkish Republic of Northern Cyprus
Republic of China (Taiwan)
Passports issued by the Russian Federation in Crimea and passports issued to residents of the Donetsk and Luhansk Oblast of Ukraine, not subject to verification
Republic of Kosovo
Sahara Arab Democratic Republic
Republic of Artsakh
